- Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
- Scenario content is included in the subscription; you pay credits only to generate more
- Pre-generated top-quality content at 15 credits each
- Long chat memory that stays coherent after several thousand messages
- Your own generated content: 4 credits per image, a 30-credit minimum per video
- NaughtiAI OÜ, Estonia (EU)
- Watch out: our own product; credits are not refunded

naughti.ai Review: Adult Story Scenarios
By The Social Climb · Checked 9 Nov 2026 · 18+Our own product, reviewed on what can be checked: hand-written adult stories, a new one weekly, credits, pricing, rules and weak points.
naughti.ai in short
Quick verdict
- Good fit A ready-made adult plot
- Not a fit Building characters or calls
- Price €14.99/mo (≈$16.74), monthly only
- Who runs it NaughtiAI OÜ, Estonia
Ask AI about this research
My verdict (as of 9 November 2026)
- naughti.ai is our own product; this review sticks to its terms, privacy policy, company register and what the site shows.
- Hand-written adult scenarios with a beginning and an end, a new scenario every week, and chat memory that stays coherent after several thousand messages.
- One plan: €14.99/mo (≈$16.74), monthly only, with 100 credits a month; scenario content is included.
- Weak points: no custom characters, no calls listed, web only, credits not refunded, sales final, new company.
Disclosure: this site is made by the naughti.ai team, and naughti.ai is our own product, which is why it is listed first and labelled. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.
Is naughti.ai legit?
| Fact | Value | Source |
|---|---|---|
| Operator | NaughtiAI OÜ, Telliskivi tn 57, 10412 Tallinn, Estonia | Privacy policy, register |
| Registered | February 2026, reg. 17433306 | e-Business Register |
| Law | Estonia; GDPR controller | Terms, privacy policy |
| Format | Hand-written scenarios, a new one every week | Homepage |
| Media | Pre-generated content plus your own images and video, paid in credits | Homepage |
| Platforms | Web only | Homepage |
I checked these on 9 November 2026.
How does naughti.ai work?
Scenarios
Each scenario is written by hand: a premade character, a setting, an opening and an ending. A new one is added every week, and all of it is included in the subscription.
Memory
The chat memory stays coherent after several thousand messages, so a long session does not lose the thread.
Media
You can open pre-generated top-quality content for 15 credits each, or generate your own: 4 credits per image, with a 30-credit minimum per video.
What does it cost?
| Plan or item | Price | Notes |
|---|---|---|
| Monthly plan | €14.99/mo (≈$16.74) | The only plan; 100 credits a month included |
| Extra credits | 100 extra credits for €79.99 (≈$89.31) | Bought only if you want to generate more |
| Pre-generated content | 15 credits each | Top-quality, ready to view |
| Your own image | 4 credits | Generated on request |
| Your own video | 30-credit minimum | Generated on request |
Credits are not refunded. I would treat the 100 monthly credits as the budget and only top up once you know what you use.
What are the rules, privacy and refunds?
Content rules
Adult content between adults only; minors in any form, incest, non-consent, real people and deepfakes, bestiality, extreme violence and hate speech are banned.
Privacy
GDPR controller; chats sent to AI models only to generate replies, not sold, not used for ads; history deleted or anonymised on request.
Refunds
Final, except double billing, outages over 24 hours or verified fraud. Credits are not refunded.
naughti.ai pros and cons
| Pros | Cons |
|---|---|
| Hand-written adult plots with an ending | No custom characters |
| A new scenario every week, included | No calls listed, web only |
| Memory holds over several thousand messages | Monthly plan only; credits not refunded |
| EU company with register number | Sales final; no reviews yet |
Who is naughti.ai for?
Adults who want a story to step into rather than a companion to build. If you want Nectar-style design and calls, see naughti.ai vs Nectar AI or the main comparison.
Sources I used
I accessed these sources between 3 and 9 November 2026.
- naughti.ai Terms of Service
- naughti.ai Privacy Policy
- naughti.ai Cancellation Policy
- Estonian e-Business Register: NaughtiAI OÜ
- ECB reference rate via Frankfurter: 1 EUR = 1.1165 USD (6 Nov 2026)
Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Nectar AI, LLC and Lick Labs Ltd, the companies behind Nectar AI (trynectar.ai and nectar.ai); Nectar AI links on this site are affiliate links.

Rather skip the builder?
naughti.ai (our product) opens every session inside a written adult scene: hand-written stories with an ending, a new one every week, and the scenario content is included. €14.99/mo (≈$16.74), monthly only.

Want Nectar’s consistent faces anyway?
Nectar AI’s HD creator keeps the same face across scenes and adds video calls. Premium is reported at $9.99 a month; check the in-app price before you pay.
More Nectar AI guides

naughti.ai vs Nectar AI
A written story against an image-led companion.

Best Nectar AI alternatives
Six apps against Nectar on caps, credits, free tier and refunds.
Nectar AI review
Who runs it, what it does well, what users complain about.
naughti.ai review: FAQ
Is naughti.ai a real company?
Yes. It is run by NaughtiAI OÜ, listed in the Estonian e-Business Register under number 17433306 at Telliskivi 57, Tallinn, with published terms, a GDPR privacy policy and a cancellation policy. The company was registered in February 2026, so it has a short track record.
What do you get with a naughti.ai membership?
Access to the hand-written adult scenarios, each with a beginning and an end, plus a new scenario every week. The scenario content is included, and 100 credits a month cover extras such as pre-generated top-quality content at 15 credits each or your own images and video.
What does naughti.ai cost per month?
€14.99/mo (≈$16.74), and that is the only plan: there are no 3-month or yearly options. It includes 100 credits a month. If you run out, 100 extra credits for €79.99 (≈$89.31). Prices are in euros, so your bank converts them.
How is naughti.ai different from companion apps?
Companion apps such as Nectar AI ask you to design a character and lead the chat. naughti.ai starts you in a hand-written scene with a premade character and carries the story to an ending. You cannot build your own character.
What content does naughti.ai ban?
Its terms allow adult content between adult characters only and ban minors in any form, biological incest, non-consent or coercion, real identifiable people and deepfakes, bestiality, extreme violence and hate speech.
What do naughti.ai credits pay for?
Only for generating more. Scenario content is included in the subscription. Pre-generated top-quality content costs 15 credits each, your own image 4 credits and your own video at a 30-credit minimum. Credits are not refunded, so use them before you cancel.
What is naughti.ai's refund policy?
All sales are final, and the EU 14-day withdrawal right is waived once content is delivered. Exceptions: double billing, a platform outage over 24 hours or verified fraud. Credits are not refunded. A chargeback without contacting support first leads to a permanent ban.
How do I cancel naughti.ai?
In account settings or by email to [email protected]. You keep access until the end of the billing period. Purchased credits remain usable only while a membership is active and are not refunded, so spend them first.
Does naughti.ai sell my data?
Its privacy policy says chats are not sold and not used for profiling or advertising; they go to third-party AI models only to generate replies. Chat history is deleted or anonymised on request. Whether chats train models is not stated.
Is naughti.ai spelled with an i?
Yes, naughti.ai. Searches for “naughty ai” return unrelated apps and generators with similar names, so check the address before you sign up or pay.
Does naughti.ai work on phones?
Yes, in the mobile browser. There is no App Store or Google Play app; apps with similar names in the stores are unrelated.
What are naughti.ai's weak points?
No custom characters, no calls listed, web only, a monthly plan only with no longer-term discount, credits that are not refunded, sales final and no independent reviews yet because the company is new. If those matter, Nectar AI or OurDream AI may suit you better.
Is naughti.ai good for beginners?
Yes, arguably more than companion builders: each scenario opens with a written scene, so there is nothing to configure or prompt. The trade-off is less control over characters.
Can I create my own character on naughti.ai?
No. Every hand-written scenario comes with its own premade character, and a new scenario arrives every week, so the cast grows over time. You can generate your own images and video of those characters with credits, but you cannot build a new character from scratch.
Does naughti.ai have a yearly plan?
No. naughti.ai sells a monthly plan only, at €14.99 a month (about $16.74), with 100 credits included. There is no 3-month or yearly discount, so you can stop after any month, but heavy users do not get a cheaper long-term rate either.
The Social Climb
Editor, Nectar AI Alternatives
I edit this site for the naughti.ai team. My work is reading what AI companion apps publish about themselves: plan pages and the text inside them, terms of service, refund clauses, privacy policies, age-check screens and company records, plus named third-party reviews where a vendor stays silent. Every number carries the date I checked it, and prices are re-checked monthly. I never describe purchases or tests I did not make, and I point out when naughti.ai is not the right pick.

Try the Best Nectar AI Alternative
Hit the daily message cap again? naughti.ai has hand-written adult stories with a beginning and an end, a new one every week, included in one monthly plan.
Made by the team behind this site. Adults 18+ only; all characters are AI and fictional.